The Good Life is a Youtube series run by pricing software provider Montoux that follows the company's journey into the US life insurance market.
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Accelerated Underwriting (AUW) has the potential to be a game changer for insurers and policyholders alike. Different to simplified issue, which gathers less detail and increases risk at a higher price point, it’s still a faster process, but aims for competitive levels of coverage and premiums with the use of data analytics to assess risk.
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In the mid 20th-century life insurance moved from tabulating to embracing early computer technology - a bold decision to embrace new tools, and pioneer the way forward for other industries. Yet somewhere between then and now our industry got comfortable.
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Over the past month we have held Shifting Gears breakfast sessions in Sydney, Auckland and Wellington. The sessions were aimed at sparking discussion around what we saw as one of the most important trends in our industry – personalization.
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Klaas Stijnen and Adam Follington discuss the "unknown unknowns" – which threats should life insurers worry about? And will regulation really be a big barrier for new entrants?
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There has been a marked increase in the percentage of life insurance customers purchasing products direct, bypassing advisors. What does this mean for insurers?
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Here’s a look at some of our most popular, thought provoking, and controversial posts from the last year. If you missed any highlights, now is your chance to make sure you’re up to speed before tackling the new year with gusto.
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We sat down with Alan Merten from Deloitte to discuss the positives and negatives of having one person filling both the Chief Actuary and Appointed Actuary roles.
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The use of spreadsheets remains highly common among finance and actuarial teams. Traditionally employed for increasingly critical business functions, they allow for quick and flexible analysis of data, but with this flexibility comes complexity. As the reliance, overuse and undue trust of spreadsheets increases so does the danger they bring.
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